Warning signs of identity theft
Warning signs of identity theft include:
Unfamiliar Bills and Debt Collection Calls:
If you start receiving bills or debt collection calls for accounts that you didn’t open or products you didn’t purchase, it could be a warning sign of identity theft.
Unauthorized Transactions and Denials of Loan Applications:
Keep an eye out for accounts you did not open, loan application denials, and missing mail from your mailbox on your credit report.
Unexplained Charges and New Credit Cards:
Watch out for unexplained charges or withdrawals, medical bills for services not rendered, and new credit cards or accounts that you did not apply for.
Errors on Your Credit Report:
Check your credit report for any unusual activity, such as accounts you did not open or errors in your personal information.
steps to protect your personal information
To protect yourself, consider the following measures:
Secure Your Information:
Keep critical documents in a secure location, carry only what you need, and don’t reveal personal, financial, or health information unless absolutely essential.
Monitor Your Credit Reports and Accounts:
Check your credit reports, and bank and credit card statements regularly for any unauthorized activity.
Ask Questions Before Sharing Your Information:
When asked for personal information, ask questions about the requestor’s necessity, protection, and privacy policy.
Use Strong Passwords and Secure Your Devices:
Create strong, unique passwords for each account, and protect your devices with up-to-date antivirus software and secure network protocols.
You can minimize your risk of becoming an identity theft victim by staying vigilant and taking proactive steps to protect your personal information.